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Chartis Enhances General Liability Policies with Security Guard Firms Coverage Enhancement
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NEW YORK – October 6, 2010 – Chartis today introduced a Security Guard Firms Coverage Enhancement, developed by its Commercial Casualty division, to address the specific liability exposures of security firms. The endorsement expands the Chartis insurers’ general liability policy to include:

  • Coverage for bodily injury and property damage arising out of professional security guard services performed by or on behalf of the named insured;
  • Coverage for bodily injury and property damage resulting from the use of reasonable force committed by an employee of the insured to protect any persons or property; and
  • An additional occurrence limit for damage to property in the care, custody and control of the security firm, subject to a per occurrence deductible.

“Many businesses rely on the services of security personnel to prevent and deter crime. In rendering these services, it is possible for security personnel to unintentionally cause bodily injuries or property damage,” said Christopher McKeon, President of Commercial Casualty’s Commercial Risk and Excess Workers’ Compensation divisions. “This enhancement gives security guard firms coverage against potential claims in one endorsement.”

In addition, Chartis also offers integrated loss control services to help security firms prevent and mitigate losses, including:

  • Providing best practice assessments for corporate or subcontractor security programs;
  • Developing and reviewing standard operating procedures, staffing qualifications and hiring criteria, incident investigation, and sight supervisor duties; and
  • Establishing measures that address the physical security of the insured’s premises, such as public access procedures and monitoring systems.

For more information on the Security Guard Firms Coverage Enhancement, please contact Anner Jones, Assistant Vice President in the Commercial Risk division, at 713-342-7574 or anner.jones@chartisinsurance.com.

About Chartis

Chartis is a world leading property-casualty and general insurance organization serving more than 70 million clients around the world. With one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence.

Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc. For additional information, please visit our website at http://www.chartisinsurance.com. All products are written by insurance company subsidiaries or affiliates of Chartis Inc. Coverage may not be available in all jurisdictions and is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

Marie Ali