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Chartis Expands General Liability Solutions with Hospitality Industry Coverage Enhancements
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NEW YORK – January 13, 2011 – Chartis today introduced a series of coverage enhancements, developed by its Commercial Casualty division, to address the unique casualty exposures of the hospitality industry. The coverages are part of a suite of primary casualty solutions for real estate classes of business, and are available by endorsement to expand general liability policies for hospitality businesses such as hotels, food service providers, country clubs and golf courses.

The coverage enhancements include the following:

  • Hospitality services coverage, which provides coverage for bodily injury or property damage arising out of hospitality services provided to an insured’s customers in the normal conduct of business;
  • Innkeepers liability coverage, which amends the care, custody and control exclusion so that it exempts certain personal property belonging to guests; and
  • Hotel safe deposit box legal liability coverage, which provides an aggregate sub limit of up to $25,000 for damages in connection with on-premises safe deposit boxes.

“This collection of coverage enhancements is an extension of our long-standing commitment to deliver tailored solutions to the diverse real estate sector,” said Christopher McKeon, President of Commercial Casualty’s Commercial Risk and Excess Workers’ Compensation divisions. “We are pleased to offer comprehensive and flexible underwriting options to hospitality businesses to meet their precise risk management needs.”

In addition, Chartis also offers integrated loss control services to help hospitality insureds prevent and mitigate losses through:

  • On-site risk management seminars for hotel management staff;
  • Slip and fall assessments, including coefficient of friction measurements for both wet and dry surfaces;
  • Food safety training and audits conducted by leading food safety consultants; and
  • Material handling assessments for housekeeping and other physically demanding job tasks.

For more information on Chartis’ hospitality industry coverage enhancements, please contact Joseph Fobert, Senior Vice President and Real Estate Solutions Practice Leader, at 813-222-4833 or joseph.fobert@chartisinsurance.com.

About Chartis

Chartis is a world leading property-casualty and general insurance organization serving more than 45 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence.

Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc. For additional information, please visit our website at http://www.chartisinsurance.com. All products are written by insurance company subsidiaries or affiliates of Chartis Inc. Coverage may not be available in all jurisdictions and is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. The risk management resources available through the www.eplriskmanager.com website are provided by an independent third party, Littler Mendelson, P.C., are subject to the Terms of Use detailed on the website and are not guaranteed by Chartis. Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

Marie Ali